Frequently Asked Questions

Annuities are insurance contracts that make regular payments to you either immediately or at some point in the future. You can purchase an annuity to help grow or protect your retirement savings or to provide you with guaranteed income.

Bond funds invest in many different securities to achieve diversification.

Mutual funds are investments that pool your money together with other investors to purchase shares of a collection of stocks, bonds, or other securities, referred to as a portfolio, that might be difficult to recreate on your own. Mutual funds are typically overseen by a portfolio manager.

5 years.

30 years.

All our personal loans are offered at fixed rates.

You can apply for a personal loan twice within a fiscal year.

Yes.  Additional payments can be made by check or money order or by increasing the amount of your payroll deductions.

It depends on the purpose of the loan. However the maximum amount for land purchase is $50,000.00. And the maximum amount for  purchase or constructing  of a new home is $350,000.00.

Yes. You can refinance your existing loan if your balance has been reduced to at least 50% or less of the original loan amount.